TreasuryONE Graduate Programme 2026 / 2027: Treasury, Fintech, Payments and AI Careers

TreasuryONE is offering a Technology, Services & Operations Graduate Programme in Pretoria for graduates interested in building careers across treasury, finance, payments, systems and financial technology.

The programme is designed for candidates at the beginning of their careers, including graduates with no formal work experience. Depending on your strengths and interests, you may be placed in areas such as treasury operations, cash and liquidity, forecasting, payments and support, treasury systems or technology.

What makes the TreasuryONE graduate programme different?

You do not need to choose a highly specialised career direction before joining.

TreasuryONE will consider your qualification, interests, analytical and technical strengths, capabilities and career goals when deciding where you may be best placed.

This means your graduate experience could develop around finance, systems, operations, technology or a combination of these areas.

Which areas can you work in?

Graduate opportunities can span:

• Treasury operations
• Cash and liquidity management
• Forecasting
• Payments
• Client support
• Treasury systems
• Technology
• Finance operations

Your day-to-day responsibilities will depend on the team you join.

What will you learn about treasury?

Treasury work focuses on how organisations manage money, liquidity, payments and financial risk.

During the programme, you can build practical knowledge of the products, processes and systems used to support treasury and finance teams.

This can include understanding how businesses manage cash positions, plan liquidity, process payments and use technology to improve financial operations.

How will cash and liquidity fit into the programme?

Cash and liquidity management is an important part of treasury operations.

You may work with financial or transactional information and learn how organisations understand where cash is held, how much liquidity is available and what funding may be required.

Strong numerical skills and attention to detail are useful because treasury decisions depend on accurate financial information.

Will you work with payments?

Payments form one of the areas included in the programme.

Depending on your placement, you may gain exposure to payment processes, transaction information, client support and the systems used to manage financial flows.

This can provide useful experience if you are interested in banking operations, payment technology or treasury services.

How much technology exposure will you get?

Technology is a major part of the programme.

You will learn to use the platforms, systems and applications relevant to your team and may support activities involving:

• Testing
• Data preparation
• Monitoring
• Troubleshooting
• System support
• Process improvement

The programme is particularly relevant if you want to work at the intersection of finance and technology.

Will you use AI tools?

Yes. TreasuryONE expects graduates to build confidence using AI-assisted tools where appropriate.

You may use emerging tools to help analyse, organise or interpret information, but you will also be expected to verify outputs for accuracy.

You may also identify opportunities to improve work through:

• AI-assisted workflows
• Automation
• Better use of existing systems

This gives the programme a strong fintech and digital transformation component.

How will you work with data?

You can expect to work with information such as:

• Financial data
• Transactional data
• Client information
• System information

You will need to analyse information, identify discrepancies and investigate problems.

Strong analytical thinking is important because the work may involve unfamiliar situations where you need to apply logic rather than follow a simple routine.

Will Excel be important?

Yes. Confidence with Excel and general business applications is one of the skills TreasuryONE is looking for.

You may use Excel to:

• Organise information
• Analyse data
• Check calculations
• Compare financial information
• Support reporting
• Investigate discrepancies

Excel can also form part of broader workflows that include treasury systems and AI-enabled tools.

Will you work with clients?

Some graduate placements can include client-facing responsibilities.

You may support:

• Client queries
• Documentation
• Reporting
• Workshops
• Service activities

You will work alongside experienced colleagues and specialists while learning what strong client service looks like in a treasury and financial-services environment.

Who can apply?

You need a bachelor’s degree, diploma or relevant tertiary qualification in an area such as:

• Finance
• Economics
• Business
• Financial Technology
• Another field aligned with TreasuryONE’s business

Honours or postgraduate studies in finance, treasury, economics, technology or a related discipline can be advantageous.

Do you need work experience?

No formal work experience is required.

The programme is specifically designed for graduates and people at the beginning of their careers.

Candidates can have between zero and two years of work experience.

Previous experience through internships, vacation work, learnerships or graduate programmes can help, but it is not compulsory.

What previous exposure can be useful?

Exposure to any of the following can be beneficial:

• Finance
• Banking
• Treasury
• Payments
• Technology
• Systems
• Operations
• Client service

You do not need experience in all of these areas.

What skills is TreasuryONE looking for?

Useful strengths include:

• Numerical ability
• Analytical thinking
• Logical problem solving
• Attention to detail
• Accuracy
• Written communication
• Verbal communication
• Excel skills
• Organisation
• Prioritisation
• Collaboration

You should also have an interest in finance, systems, technology and how emerging tools such as AI can improve business processes.

What careers can this programme support?

The experience can help you build foundations for careers in:

• Treasury
• Cash management
• Liquidity management
• Payments
• Financial technology
• Treasury systems
• Finance operations
• Business systems
• Client services
• Data analysis
• Process automation

The programme is particularly useful if you want experience that crosses traditional finance and technology boundaries.

Where is the programme based?

The TreasuryONE Technology, Services & Operations Graduate Programme is based in Pretoria, South Africa.

Organisation: TreasuryONE
Programme: Technology, Services & Operations Graduate Programme 2026 / 2027
Location: Pretoria
Experience: 0 to 2 years
Formal work experience required: No

How do you apply?

Applications must be submitted online through the TreasuryONE recruitment platform.

Apply for the TreasuryONE Technology, Services & Operations Graduate Programme 2026 / 2027